Flood Damage Restoration & Cleanup in Salt Lake City, UT

Yes, RX Restoration works with and accepts every type of insurance. We collaborate closely with them, providing all the necessary documentation to ensure you receive maximum claims coverage.

The source of the flood largely determines whether your insurance will cover flood damage costs. For floods originating outside the property, typical homeowners insurance usually does not cover it. You would need a separate policy specifically covering flood damage, usually provided by the NFIP. However, if the source of the flood is within the house, such as a burst pipe, your homeowner's insurance might cover it, depending on the reason for the pipe burst.

Floods can originate from both inside and outside the property. The most common sources of floods are:

• Prolonged Rainfall: Extended periods of heavy rainfall can cause flooding, particularly in urban environments where concrete and other impermeable surfaces prevent water absorption. 
• Melting Snow and Ice: In the spring or during unseasonably warm weather, the rapid thawing of snow and ice can result in excessive water runoff, leading to the overflow of lakes and rivers. 
• Rising Rivers: Significant flooding can occur when rivers exceed their banks, particularly impacting nearby low-lying areas. This is often due to excessive rainfall or the melting of snow.
• Property-related Issues: Flooding can also be a result of malfunctions within a property, such as burst pipes, appliance failures (like washing machines or dishwashers), blocked drains, or sump pump system failures. These incidents typically result in localized flooding within individual buildings.
• Storm Surges and Tsunamis: Coastal regions are susceptible to flooding from storm surges triggered by hurricanes and other severe weather events. Underwater earthquakes or volcanic eruptions can also generate tsunamis, which can cause sudden and devastating flooding.
• Dam and Levee Failures: The collapse of dams and levees can lead to sudden, catastrophic flooding, often with little forewarning.
• Urban Drainage Basins: In urban settings, the absence of natural absorption combined with extensive drainage systems can result in flash floods during heavy rainstorms.
• Blocked Drainage Channels: Localized flooding can occur when drainage systems or natural channels are obstructed by debris or sediment.
• Landslides and Debris Flows: Landslides can obstruct rivers and streams, creating temporary dams that can lead to flooding when the natural water flow is disrupted.